WESTON GROUP LLC

Weston Group LLC, on behalf of Habitat-for-Humanity (HFH) affiliates, privately places existing HFH-held mortgage notes with financial institutions. These placements generate cash that helps the HFH affiliates provide more housing services to their client population.

Weston Group LLC executes these private placement transactions utilizing the highest

professional policies and standards. HFH-affiliate clients are counseled in the prudent use of the mortgage-note placement vehicle so that the affiliate retains sufficient unencumbered

assets to sustain its service level should there be an unforeseen decline in contributions or increase in expense levels.

In developing this area of specialization, Weston Group LLC has drawn on the experience its Board of Advisors whose investment banking firm has, over its 40-year history, of successfully privately placed transactions – none of which to date has resulted in a single dollar of

principal being lost by its institutional investors.

Utilizing its unique model, Weston has achieved annual implicit interest costs as low as 1% per annum (that is, mortgages placed at over 90% of outstanding balances).

WESTON GROUP LLC